Capital built for small businesses. Fast, flexible and simple.
Multiple financing products to meet your merchants’ specific needs. From revenue-based financing to a capital line they can draw from, we’ve got something for everybody.
Funding that grows with your merchants.
Seamlessly launch a financing solution that empowers customers to invest in their growth. Access is instant, embedded, and frictionless.
Personalised finance offers in a few clicks.
Tailored to their cash flow, seasonality, and sales patterns — our financing adapts to how your merchants actually run their business.
Build a custom journey. No code or capital required.
Integrate a fully-native capital product that matches your platform's look and feel. Start with a pilot and deepen integration as you go.
Complete go-to-market support.
Best-in-class infrastructure with deep insights to boost customer conversion.
Create a financing experience that fits your merchants’ needs.
I don’t need to predict every business expense anymore. Now I just draw funds when I need them, whether it’s for stock, hiring, or a surprise opportunity.
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It’s not just about having capital, it’s about having it when I need it. Whether it’s for a last-minute bulk order or inventory for sales season, the flexibility is perfect.
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85% renewal
Once approved, 85% of small businesses return for a second round of financing.
From no-code to purpose-built
Integrate from three different options that aligns with your platform, resources and brand.
No-Code
Quickly go live and test a capital offering with a fully managed, co-branded, You-Lend hosted journey.
Embedded Components
Deepen integration with a suite of prebuilt APIs and Embedded Components in your branding, with minimal code.
Custom API
Our rich API suite gives you full control over how capital is offered, approved, and managed in your ecosystem.
